About
Hi, I'm James Taverner
I've been a California mortgage broker since 2016. I work with homebuyers across California, with a focus on first-time homebuyers in Southern California.
My approach is simple. I explain things clearly, answer your questions honestly, and help you understand your choices before you make them.
James Taverner | Mortgage Broker | DRE #01982735 | NMLS #1369773 | Lunar Home Loans
What a mortgage broker does
As a mortgage broker, I help you compare home loan options and guide you through the application process. Final loan approval and terms are decided by the lender based on your full application.
Explaining your options
A broker can look at loan programs from more than one source. I walk you through the options that may fit your situation and explain how they differ in plain English.
Preparing you for the process
From the documents lenders commonly ask for to what happens after you apply, I explain each step ahead of time so there are fewer surprises.
Answering questions along the way
Buying a first home brings plenty of questions. I'm available to talk them through, so you can make decisions you understand.
Communities served
I help homebuyers throughout Southern California, including the Inland Empire and San Diego County. I’m licensed in California only.
Inland Empire
- Riverside
- Corona
- Eastvale
- Canyon Lake
- Menifee
- Temecula
- Murrieta
- Ontario
- Rancho Cucamonga
- Chino
- Chino Hills
San Diego County
- San Diego
- Chula Vista
- Carlsbad
- Oceanside
- Encinitas
- Escondido
- San Marcos
- La Mesa
Explore the local information I’ve published in Local Guides.
Ready to talk through your options?
Schedule a conversation with me to talk about your goals and questions.