Website Privacy Notice
Effective date:
About this notice
This notice describes privacy considerations when using jamestavernermortgage.com, contacting James Taverner through its listed contact methods, or following its external links.
James Taverner is a California mortgage broker and broker associate with Ever Stewart Alvarado, doing business as Lunar Home Loans.
This website notice does not replace privacy notices applicable to a mortgage application or financial services.
Browsing this website
The public website has no contact form, newsletter signup, or visitor account registration.
Lovable, which hosts this website, provides page-view analytics. These analytics include a visit identifier, browser and device details, browser language, the pages you visit, the page that referred you, and an approximate country inferred from your time zone.
Lovable, which hosts this website, also collects diagnostic information about website errors and loading performance.
Our hosting and infrastructure providers may process technical information, such as IP addresses, browser information, requests, and diagnostic logs, to deliver, operate, and protect their services. Their practices are described in their applicable policies.
Hosting provider privacy information (Lovable) (opens in a new tab)
Cookies and browser storage
The public website uses temporary session storage to remember scroll position. Restricted staff pages use browser storage to maintain staff sign-in.
Hosting-related cookies may be set when you visit the public website: __dpl, which helps keep site deployments consistent; __cf_bm, used for bot protection; and session-id, used by Lovable's visitor analytics. The bot-protection and analytics cookies we observed expire after about 30 minutes. That expiry describes the browser cookie only; it does not mean that analytics records are deleted after 30 minutes.
We have not added advertising pixels or session-recording tools to this website. Browser Do Not Track signals do not change this current configuration. External services may respond differently; review their policies.
Contacting James
If you email, call, or text James, the communication may include your name, contact details, and information you choose to provide. Those details are used to respond to your inquiry and assist with your request.
Please do not send Social Security numbers, bank statements, passwords, or other sensitive financial documents through ordinary email or text. Ask for the appropriate document-submission method.
Scheduling, applications, and external links
Scheduling opens a Google Calendar booking page. Google also operates the linked reviews service. Review Google's privacy policy (opens in a new tab).
Some articles include a YouTube video. Nothing is loaded from YouTube until you choose "Load video." When you do, your browser connects to YouTube, a Google service, which may collect information about you and your device and may use cookies or similar technologies, even though the video uses YouTube's privacy-enhanced mode. The same applies if you use the "Watch on YouTube" link. Google's privacy policy above applies.
The application link opens an external ARIVE/my1003app service operated by Wizni, Inc. Information submitted there may be available to the mortgage professionals handling your application. The application presents Lunar Home Loans' own privacy notice and terms — please read them before agreeing. The external application may also use analytics and session-recording technologies under its applicable notices, including:
These external services are separate from this website's public pages, where collection is limited to the Lovable hosting analytics and diagnostic reporting described above. We have not added advertising pixels or session-recording tools to this website. Their notices are provided for your reference and do not replace this notice or the mortgage broker's or lender's responsibilities.
Privacy questions and requests
Contact James to ask about information provided directly to him or to request access, correction, deletion, or other privacy assistance.
Rights and available responses depend on applicable law and the information involved. Identity verification and legally required record retention may affect how a request can be fulfilled.
For information held independently by an external provider, use that provider's privacy-request process.
- Email: jamesforhomeloans@gmail.com
- Phone: 909-581-2564
Updates
Updates will be posted on this page with a revised effective date. This notice should be reviewed before enabling new collection, analytics, or advertising features.